August 26th, 2002
|04:55 am - How does one do this?|
Ok so i'm unemployed.
Money is a pain. but i'm making due.
But i want to fix the problems with my credit card (that its just shy of being maxed )
I'm going to be getting around 150 from Hardee's of all places. I've got two paychecks from them that went to unclaimed funds. I worked for them back in high school.
But here's what i'm a bit nervous about. I am owed around 340 from friends.
Now $50 of that is from my brother and we are working things out with paying our bills in the new apartment so thats nothing big.
But that leaves 290 from 4 people.
One owes 30 from febuary/march.
One for 80 (origanally 110 but paid 30 back ) from around November.
And one for 160 from August '01.
And the last 30 for January 01.
The first two are college kids who i see practically every other day.
The january one i see every week or every other week.
And i see the one who owes me 160 once in a blue moon. though i think i know where he works and can get a hold of him if i tried. I just find it hard to go call some one up and say. Give me the money.
And people wonder why I hate lending money.
Covering someone on a meal.
Or in an emergency. I have no problem.
Hell I will treat people at times.
But theese weren't any of thoose.
All but the 110 one were for HOTEL ROOMS AT A CONVENTION ( one for ohayocon, one for otakon, one for a gaming con)
And the 110 was for SOMEONE ELSES speeding ticket. He didn't have enough to pay it at the time.
And didn't want his grandparents (who he lives with) to find out. He told me he would pay me back with so much each week. But after getting a 1 on the first week. then a 5 the next. i told him to pay at least 10 at a time.
But you see how much he did that.
Current Mood: aggravated
::hugs:: When it comes to people lending money, I've learned to be careful about it. My first roommate (Becky) barely worked at her job so didn't get paid much, and she was always buying stuff. Once, she needed to borrow about a hundred dollars because she was pledging for a sorority. She tried to pay me back in pocket change. She'd dig around in her pockets, fish out thirty seven cents and say "take it off my tab". I told her no, I wanted it in ten dollar incriments or higher, and she got really mad saying I had all the money in the world, what did it matter if I was missing a hundred.
So now, I only lend money to people who I know have a decent paying job, who I know is good with money, who just needs to borrow a little bit because they need to pay their car insurance. Sure, it may make others mad, but, what kind of friend takes your money with a smile but frowns when you need it back?
I'd borrow the money back from them. If that makes sense.
They want to forget they've borrowed money, and want you to forget, too, if my personal experience is any clue. *g* Since I do that when I borrow money from mum.
If you go to them, ask to borrow thirty bucks for this-or-that, they might give you the money. Then you'll justs say you'll scratch what they owe you, in return.
*shrug* Mungo's advice as always to be taken on your own neck. She is known to have a magpie's sense of others' property, after all...
Look at it this way. What is more effective, sitting around and complaining to other people about how you're owed, or asking for your money? No one wants to give up money. Unless you ask, people are not very motivated to pay things back. It's the same reason bill collectors mail out bills and call. I know the guy who owes you $160, and he's no asshole. You're hurting for cash. You know where to get a hold of him. Got there and say "Hey, I'm out of work and really hurting for money. If you could pay back any of that money you owe me this week, that would really help me out." Odds are, you'll get some money back this week from him.
Try it. I think you'll find it more rewarding and less stressful overall than your current tactics.
It's funny, I have the opposite problem now. My school loan check came in this week and I'm having a hard time getting Kehner to figure out the bills for the last nine months so that I can pay him. You think someone who is owed $500+ would be a little more anxious to get his money. :P
|Date:||August 26th, 2002 09:45 pm (UTC)|| |
Well thats a problem with apathy.
Which I guess is sorta my problem as well.
Oh he is still at Toys R us right?
Yup yup. Still working for the man.
you know, if you lend anything and never expect to see it again, you'll save yourself a whole lot of anguish regardles of your situation. There are a few things you can do though...
Got a PayPal account? Got their email? Use "Request Money"
Know their street address? Send 'em a bill.
There's no reason to get uptight--patience and friendly reminders are far more effective...